[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.buduin.cz\/staci-vzit-si-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.buduin.cz\/staci-vzit-si-pujcku\/","headline":"Sta\u010d\u00ed vz\u00edt si p\u016fj\u010dku","name":"Sta\u010d\u00ed vz\u00edt si p\u016fj\u010dku","description":"My lid\u00e9 si chceme \u017e\u00edt na co nejvy\u0161\u0161\u00ed \u00farovni. Chceme, aby se n\u00e1m da\u0159ilo skv\u011ble, chceme m\u00edt \u00fapln\u011b v\u0161echno, co n\u00e1s jenom napadne. A to nejl\u00e9pe hned, kdy\u017e na to pomysl\u00edme. A kdy\u017e nad t\u00edm tak p\u0159em\u00fd\u0161l\u00edme, vlastn\u011b se takto skv\u011ble m\u00edt m\u016f\u017eeme. Pro\u010d by ne? To p\u0159ece nen\u00ed probl\u00e9m. M\u016f\u017eeme m\u00edt v\u0161echno na sv\u011bt\u011b,<a class=\"more-link\" href=\"https:\/\/www.buduin.cz\/staci-vzit-si-pujcku\/\"> Pokra\u010dovat ve \u010dten\u00ed <span class=\"screen-reader-text\">Sta\u010d\u00ed vz\u00edt si p\u016fj\u010dku<\/span> <span class=\"meta-nav\" aria-hidden=\"true\">&rarr;<\/span><\/a>","datePublished":"2024-09-22","dateModified":"2024-09-22","author":{"@type":"Person","@id":"https:\/\/www.buduin.cz\/author\/#Person","name":"buduin.cz\n","url":"https:\/\/www.buduin.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c0c0e488d5f88ebdb5e32a558e21f6df03f38644814b5677bcd67e16813bee55?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c0c0e488d5f88ebdb5e32a558e21f6df03f38644814b5677bcd67e16813bee55?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"buduin.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.buduin.cz\/wp-content\/uploads\/PPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPP_2.jpg","url":"https:\/\/www.buduin.cz\/wp-content\/uploads\/PPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPP_2.jpg","height":0,"width":0},"url":"https:\/\/www.buduin.cz\/staci-vzit-si-pujcku\/","about":["Finance"],"wordCount":435,"articleBody":"   My lid\u00e9 si chceme \u017e\u00edt na co nejvy\u0161\u0161\u00ed \u00farovni. Chceme, aby se n\u00e1m da\u0159ilo skv\u011ble, chceme m\u00edt \u00fapln\u011b v\u0161echno, co n\u00e1s jenom napadne. A to nejl\u00e9pe hned, kdy\u017e na to pomysl\u00edme. A kdy\u017e nad t\u00edm tak p\u0159em\u00fd\u0161l\u00edme, vlastn\u011b se takto skv\u011ble m\u00edt m\u016f\u017eeme. Pro\u010d by ne? To p\u0159ece nen\u00ed probl\u00e9m. M\u016f\u017eeme m\u00edt v\u0161echno na sv\u011bt\u011b, v\u010detn\u011b toho \u00fapln\u011b nejvz\u00e1cn\u011bj\u0161\u00edho. Sta\u010d\u00ed jenom m\u00edt na to pen\u00edze. Ouha! A p\u0159ece jenom je tu probl\u00e9m. Proto\u017ee n\u011bkdy nem\u00e1me pr\u00e1v\u011b zm\u00edn\u011bn\u00e9 pen\u00edze. A bez nich si toho zrovna moc dovolit nem\u016f\u017eeme. Kdy\u017e je jich m\u00e1lo, mus\u00edme se ve sv\u00fdch touh\u00e1ch pon\u011bkud omezovat, a kdy\u017e nem\u00e1me \u017e\u00e1dn\u00e9, je to u\u017e teprve zl\u00e9. Je toti\u017e docela jedno, co se n\u00e1m nab\u00edz\u00ed, kdy\u017e za to nem\u016f\u017eeme zaplatit a t\u00edm p\u00e1dem nem\u00e1me nad\u011bji to z\u00edskat.N\u011bco tedy mus\u00edme o\u017eelet. Kdy\u017e nem\u00e1me na v\u0161echno pen\u00edze, mus\u00edme se n\u011b\u010deho vzd\u00e1t. A to pochopiteln\u011b toho, bez \u010deho se d\u00e1 obej\u00edt. A tak zapomeneme na luxusn\u00ed z\u00e1le\u017eitosti, pak o\u017eel\u00edme i to, co m\u016f\u017eeme postr\u00e1dat, pak se rozhodneme odlo\u017eit na pozd\u011bji koupi toho, co je d\u016fle\u017eit\u00e9, ale zase a\u017e tak moc to nesp\u011bch\u00e1. Ale ani to nemus\u00ed sta\u010dit. M\u016f\u017eeme b\u00fdt i v natolik \u0161patn\u00e9 finan\u010dn\u00ed situaci, \u017ee u\u017e nem\u00e1me ani na to zcela nepostradateln\u00e9. A to je zl\u00e9. V takov\u00e9 situaci za\u010d\u00edn\u00e1me zpravidla uva\u017eovat o p\u016fj\u010dce. Jen\u017ee kdy\u017e o ni po\u017e\u00e1d\u00e1me banku nebo podobn\u00fd finan\u010dn\u00ed \u00fastav, jsme nejednou odm\u00edtnuti. O n\u00e1s tam toho toti\u017e nev\u011bd\u00ed moc, a proto si nech\u00e1vaj\u00ed dolo\u017eit na\u0161e kvality, na\u0161i schopnost p\u016fj\u010dku splatit. A kdy\u017e neprok\u00e1\u017eeme, \u017ee budeme schopni a ochotni spl\u00e1cet, odm\u00edtnou n\u00e1m pomoci. Ale d\u00edky nebankovn\u00ed hypot\u00e9ce se n\u00e1m to nakonec v\u011bt\u0161inou da\u0159\u00ed zvl\u00e1dnout. M\u00edv\u00e1me p\u0159ece aspo\u0148 nemovit\u00fd majetek. A kdy\u017e d\u00e1me nebankovn\u00ed spole\u010dnosti takovou z\u00e1ruku spl\u00e1cen\u00ed, jakou je t\u0159eba d\u016fm nebo byt, dostaneme k dispozici pen\u00edze, s nimi\u017e bude n\u00e1\u0161 \u017eivot lep\u0161\u00ed. A pak u\u017e se budeme muset pochopiteln\u011b postarat jenom o to, abychom to \u010dasem po vhodn\u011b nastaven\u00fdch \u010d\u00e1stk\u00e1ch zase splatili.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Sta\u010d\u00ed vz\u00edt si p\u016fj\u010dku","item":"https:\/\/www.buduin.cz\/staci-vzit-si-pujcku\/#breadcrumbitem"}]}]