[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.buduin.cz\/kazdy-po-necem-touzi\/#Article","mainEntityOfPage":"https:\/\/www.buduin.cz\/kazdy-po-necem-touzi\/","headline":"Ka\u017ed\u00fd po n\u011b\u010dem tou\u017e\u00ed\u2026","name":"Ka\u017ed\u00fd po n\u011b\u010dem tou\u017e\u00ed\u2026","description":"V z\u00e1v\u011bru tohoto roku si m\u016f\u017eeme v\u00a0denn\u00edm tisku p\u0159e\u010d\u00edst a samoz\u0159ejm\u011b to sly\u0161\u00edme i ze v\u0161ech sd\u011blovac\u00edch prost\u0159edk\u016f, \u017ee koruna posiluje, \u017ee v\u00a0roce 2018 budou platy vy\u0161\u0161\u00ed, i kdy\u017e ekonomika pravd\u011bpodobn\u011b zpomal\u00ed.Co to pro n\u00e1s znamen\u00e1 v budouc\u00edm roku? Na\u0161e \u00faspory v\u00a0bank\u00e1ch by se mohly do\u010dkat lep\u0161\u00edho, ale postupn\u00e9ho zhodnocen\u00ed, naopak \u00faroky hypot\u00e9k budou pravd\u011bpodobn\u011b<a class=\"more-link\" href=\"https:\/\/www.buduin.cz\/kazdy-po-necem-touzi\/\"> Pokra\u010dovat ve \u010dten\u00ed <span class=\"screen-reader-text\">Ka\u017ed\u00fd po n\u011b\u010dem tou\u017e\u00ed\u2026<\/span> <span class=\"meta-nav\" aria-hidden=\"true\">&rarr;<\/span><\/a>","datePublished":"2025-03-03","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.buduin.cz\/author\/#Person","name":"buduin.cz\n","url":"https:\/\/www.buduin.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c0c0e488d5f88ebdb5e32a558e21f6df03f38644814b5677bcd67e16813bee55?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c0c0e488d5f88ebdb5e32a558e21f6df03f38644814b5677bcd67e16813bee55?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"buduin.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.buduin.cz\/wp-content\/uploads\/img_a304260_w2022_t1515325624.jpg","url":"https:\/\/www.buduin.cz\/wp-content\/uploads\/img_a304260_w2022_t1515325624.jpg","height":0,"width":0},"url":"https:\/\/www.buduin.cz\/kazdy-po-necem-touzi\/","about":["Finance"],"wordCount":560,"articleBody":"V z\u00e1v\u011bru tohoto roku si m\u016f\u017eeme v\u00a0denn\u00edm tisku p\u0159e\u010d\u00edst a samoz\u0159ejm\u011b to sly\u0161\u00edme i ze v\u0161ech sd\u011blovac\u00edch prost\u0159edk\u016f, \u017ee koruna posiluje, \u017ee v\u00a0roce 2018 budou platy vy\u0161\u0161\u00ed, i kdy\u017e ekonomika pravd\u011bpodobn\u011b zpomal\u00ed.Co to pro n\u00e1s znamen\u00e1 v budouc\u00edm roku? Na\u0161e \u00faspory v\u00a0bank\u00e1ch by se mohly do\u010dkat lep\u0161\u00edho, ale postupn\u00e9ho zhodnocen\u00ed, naopak \u00faroky hypot\u00e9k budou pravd\u011bpodobn\u011b tro\u0161ku dra\u017e\u0161\u00ed, inflace bude taky trochu v\u011bt\u0161\u00ed, a t\u00edm ceny spot\u0159ebn\u00edho zbo\u017e\u00ed a hlavn\u011b potravin budou vy\u0161\u0161\u00ed.\u00a0Tvrd\u00e1 a z\u00e1rove\u0148 smutn\u00e1 realita je to, jak n\u00e1\u0161 cel\u00fd \u017eivot dok\u00e1\u017eou ovliv\u0148ovat finance. Jednodu\u0161e \u0159e\u010deno \u2013 abychom si trochu \u017eivota u\u017eili, vyu\u017eili sv\u016fj voln\u00fd \u010das na to, co n\u00e1s zaj\u00edm\u00e1 a bav\u00ed, k\u00a0tomu ob\u010das pot\u0159ebujeme i v\u00edce pen\u011bz. M\u00e1me velk\u00e9 \u0161t\u011bst\u00ed, \u017ee m\u00e1me pr\u00e1ci, d\u011bti chod\u00ed do \u0161kol, zdravotn\u00ed p\u00e9\u010de je velmi dobr\u00e1.\u00a0V\u00a0sou\u010dasn\u00e9 dob\u011b podle statistik lid\u00e9 dost utr\u00e1cej\u00ed, m\u00e9n\u011b se \u0161et\u0159\u00ed a m\u00e1lo investuj\u00ed. Zadlu\u017eenost dom\u00e1cnost\u00ed je a\u017e alarmuj\u00edc\u00ed. Pokud se budeme bavit o na\u0161\u00ed mlad\u00e9 generaci, (od 15 do 30 let), ta chce b\u00fdt sama sebou \u2013 jako v\u017edy. Mlad\u00ed lid\u00e9 cht\u011bj\u00ed b\u00fdt nez\u00e1visl\u00ed, hledaj\u00ed smysl \u017eivota. V\u00a0mnoha p\u0159\u00edpadech jsou z\u00e1visl\u00ed na rodi\u010d\u00edch. A t\u011bm se zdaj\u00ed b\u00fdt jejich d\u011bti n\u011bkdy lehkomysln\u00e9, ale m\u016f\u017ee to b\u00fdt i opak. Samoz\u0159ejm\u011b, \u017ee se cht\u011bj\u00ed bavit, u\u017e\u00edvat si, zbavit se starost\u00ed o budouc\u00ed existenci, ob\u010das i dost utr\u00e1cej\u00ed. Politika a v\u00fdvoj ekonomiky v\u00a0na\u0161\u00ed zemi zaj\u00edm\u00e1 jen mal\u00e9 procento mlad\u00fdch lid\u00ed.\u00a0Nejl\u00e9pe se utr\u00e1cej\u00ed u\u0161et\u0159en\u00e9 a bohu\u017eel ob\u010das i lehkomysln\u011b vyp\u016fj\u010den\u00e9 pen\u00edze. Jestli dok\u00e1\u017eete alespo\u0148 n\u011bco m\u00e1lo ze sv\u00e9ho p\u0159\u00edjmu u\u0161et\u0159it, pak budete moci tyto pen\u00edze \u010daseminvestovat do spln\u011bn\u00ed sv\u00fdch sn\u016f. Nap\u0159\u00edklad do bydlen\u00ed, dovolen\u00e9, nov\u00fdch zub\u016f, oddlu\u017een\u00ed apod.\u00a0Pokud pat\u0159\u00edte mezi ni\u017e\u0161\u00ed nebo st\u0159edn\u00ed t\u0159\u00eddu, plat\u00edte vysok\u00fd n\u00e1jem nebo hypot\u00e9ku, p\u016fj\u010dky, m\u00e1te mal\u00e9 d\u011bti nebo d\u011bti na studi\u00edch, mo\u017en\u00e1 si pomysl\u00edte: \u201e \u0160et\u0159it, ale jak, kdy\u017e p\u0159\u00edjem je na doraz?\u201c V\u00a0t\u011bchto p\u0159\u00edpadech je to t\u011b\u017ek\u00e9. Ale ne nemo\u017en\u00e9. A chce to trp\u011blivost a d\u016fslednost.\u00a0\u00a0 v\u00a0 Kdy\u017e si sv\u016fj p\u0159\u00edjem ka\u017ed\u00fd m\u011bs\u00edc rozd\u011bl\u00edte na povinn\u00e9 v\u00fddaje (bydlen\u00ed, strava, \u0161koln\u00e9, p\u016fj\u010dky, cestovn\u00e9 aj.), z\u016fstane v\u00e1m \u010d\u00e1stka, kterou pou\u017e\u00edv\u00e1te na ostatn\u00ed v\u00fddaje. Z\u00a0t\u00e9to \u010d\u00e1stky si podle sv\u00e9ho uv\u00e1\u017een\u00ed odlo\u017ete minim\u00e1ln\u011b 10 \u2013 20 %. A\u0165 je odlo\u017e\u00edte do banky na spo\u0159ic\u00ed \u00fa\u010det nebo do ob\u00e1lky \u2013 v\u016fbec je nepou\u017e\u00edvejte. Jako kdyby tyto pen\u00edze nebyly. Kdy\u017e si budete minim\u00e1ln\u011b jeden m\u011bs\u00edc zapisovat, za co jste utratili pen\u00edze z\u00a0ostatn\u00edch v\u00fddaj\u016f, tak mo\u017en\u00e1 zjist\u00edte, co bylo a co nebylo nutn\u00e9 kupovat. A sna\u017ete se neplatit v\u00a0obchodech kreditn\u00edmi kartami, tak se nedostanete do m\u00ednus\u016f.                                                                                                                                                                                                                                                                                                                                                                                        4.8\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ka\u017ed\u00fd po n\u011b\u010dem tou\u017e\u00ed\u2026","item":"https:\/\/www.buduin.cz\/kazdy-po-necem-touzi\/#breadcrumbitem"}]}]